Disclaimer: We earn a small affiliate commission each time someone REQUESTS A QUOTE for Figo Pet Insurance using our link. All this means is that we’ll have more money for Henry’s vet bills! We use and recommend Figo and would never promote something we didn’t love.


Hello, my wonderful readers! I’m here today with a special announcement: The Broke Dog is now partnering with Figo Pet Insurance! Keep reading to learn more about what Figo can do for you.

PLEASE NOTE: The Broke Dog is no longer offering a Figo discount. 

Figo Pet Insurance

What is pet insurance? Specifics vary depending on the provider, but the general gist is that you will be reimbursed a designated amount for you pet’s veterinary care after a deductible.  

As a general rule, pet insurance companies do not cover pre existing conditions or preventative care, but can be real wallet-savers if emergency or illness strikes. Knowing that I’ll have most expenses reimbursed if, say, Henry gets cancer reduces any anxiety and makes paying the monthly premiums worth it. 

Curious? Read my top nine reasons for investing in Figo Pet Insurance!

Announcing our partnership with Figo Pet Insurance to bring you great pet insurance at a discounted price!
Henry reppin’ Figo with his Figo tag.

So, what DOES pet insurance cover? This varies depending on the provider and plan, but a major reason I recently switched to Figo is that vet visit fees are covered! With my last plan, I would have to weigh the severity of Henry’s illness against the $60 vet visit fee, even though I knew his care would be covered. With Figo, any vet visit fee related to sickness or injury counts towards my deductible and is covered after I reach it. 

This link (PDF alert) compares Figo’s coverage to other major pet insurance companies.

Bonus: Pet Cloud! Figo customers can take advantage of their Pet Cloud dashboard to keep track of vet records, claims, and vaccine reminders as well as search for nearby dog parks, pet stores, and more. If your pet goes missing, anyone who finds him or her can look up your information using the number on your Figo Tag. 

Learn more about Pet Cloud in this video:

Buying pet insurance can be a confusing and expensive task, and I hope I can help make it a little easier! Yes, the disclaimer above states that we receive a small fee for referring you to Figo, but I reached out to them first and foremost so I could offer my chosen pet insurance to my readers at a discount. This blog is all about helping you save money, after all! Please let me know if you have any questions about my experience with Figo or pet insurance in general!

Click here to get started with Figo! Woo!

Learn more about Figo with this video:

Do you have pet insurance? Are you thinking about buying it? Let me know in the comments!

Announcing our partnership with Figo Pet Insurance to bring you great pet insurance at a discounted price!


Rochelle BaRoss is an accessory designer by day and a blogger, entrepreneur, and dog mom by night. She moved to Brooklyn in 2012 without a paying job, signed a lease on a two-bedroom apartment with five other people, and worked hard and saved for years until she could move into her own studio apartment and adopt Henry, her terrier mix.


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  3. I am considering Figo pet insurance….but there are no plans listed in what is covered with each plan???? Am I missing something? Please help

    • TheBrokeDog Reply

      Hi Rose! If you go to this link: https://figopetinsurance.com/pet-insurance/dog-insurance and scroll down to the bottom, you can see a chart that outlines what each plan covers. I had to click “See More” under “Annual Veterinary Benefits” to see most of the categories. Hope that helps! If not, the Figo staff is very nice and will be very helpful – I suggest giving them a call with any questions 🙂

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