Disclaimer: Figo Pet Insurance sponsored my trip to BlogPaws 2016 and I earn a small affiliate commission each time a new member signs up via my link and I am being compensated for this post as well. I reached out to Figo for both the partnership and sponsorship because I love their service and ALL opinions are 100% my own. Please note that this post is based off of the specific plan that I purchased for Henry and that your plan or experience may vary — I encourage you to call Figo’s customer service department with specific policy questions. Hope this post is helpful and please let me know if you have any questions! 

As you may know, Figo Pet Insurance sponsored my trip to BlogPaws 2016 (as well as provided really awesome travel bowls for the swag bags!). I had an amazing time meeting fellow bloggers, soaking in all of the new knowledge, and petting lots of dogs! I also loved the chance to share with fellow pet owners how much I have truly loved using Figo. You can read my initial Figo Pet Insurance post here, but here are a few of my favorite reasons for loving this great company as well as a few photos of dogs enjoying their Figo Pet Bowls at the conference:

9 Reasons You Should Invest in Figo Pet Insurance

1.) Peace Of Mind and Budgeting Ease

If you follow me on Instagram, you may remember the piece of plastic Henry threw up a few weeks ago. Yup, he almost needed surgery — EXPENSIVE surgery. Figo would have covered all but my annual deductible, which is only $200 (barring any exclusions — a full list will be in your policy). Plus, if Henry needed follow-up care or had another illness or injury later in the year, it would be completely reimbursed (again, barring exlcusions — but anything is better than nothing in my book!). Unlike some pet insurance plans, Figo has an annual deductible instead of a per-incident one. Pretty great, right? I find it much easier to budget for a monthly premium plus yearly deductible amount than for some hypothetical vet bill down the line.

(Please note that this is completely based on the specific plan that I purchased for Henry — your plan may differ, so I encourage you to double check with Figo customer service before purchasing. Also, as with all pet insurance plans, certain things are not covered. See Figo’s site or call customer service for more details or answers to questions.)

Why do I love Figo Pet Insurance? Let me count the ways...
Yes, Henry threw that up and, no, it wasn’t pretty.
2.) Figo Covers Vet Visit Fees 

My last pet insurance company didn’t cover the $60 vet visit fee I pay each time I bring Henry in for something minor. With Figo, the vet visit fee applies to my $200 deductible and is covered once I go beyond that. Now I can take Henry to the vet every time I’m in Over-Worrying Dog Mom Mode — without a second thought!

(Again, this is based on my specific plan — check with Figo for any questions).

3.) Low Deductible and Unlimited Coverage Options

Figo gives you several plan offerings with various deductibles and coverage limits. With Henry’s specific plan, I have a $200 deductible, unlimited annual coverage, and no copay — and it only costs me $35 a month. #WorthIt.

Using Pet Cloud to find doggie spots in Brooklyn
4.) Pet Cloud

Want to find the nearest emergency vet? How about the closest dog park or pet store? It’s easy with Pet Cloud, Figo’s online platform, which helps you find local dog-related spots and businesses while keeping your policy information accessible and organized. And, yes, there’s an app for that.

5.) Figo Pet Tag

When you sign up for Figo, you receive a Figo Pet Tag with a unique number. If your pup gets lost and his rescuer plugs that number into the Figo website, your information, along with a little blurb about your dog, pops up. You can customize the blurb with any important information about your dog such as allergies, spots he doesn’t like to be touched, or even his favorite sports team, if that’s your jam.

6.) You Can Text Customer Support

Or call. Or email. How easy is that? Whichever way you choose, you’ll be talking to some…

7.) Really Nice People

I have had such wonderful experiences with the Figo crew. They are sweet, wonderful at explaining confusing topics, and just put off the best vibes.

Why do I love Figo Pet Insurance? Let me count the ways...
Aren’t these the kind of people you want on the other end of your customer service call? Photo via Figo Pet Insurance
8.) It’s Henry-Approved!

We all trust Henry’s opinions, right?

9.) Discount!

Because I love Figo so much, I reached out to partner with them so that I can bring you a discount on your very own plan! Sign up using our link (must click through the link to get the discount) and you’ll receive 5% off a new plan FOR LIFE! This is the maximum discount that Figo offers. Woo!

Click here to start your quote! If you want to learn more about Figo (including exactly what they do and do not cover), check out their website or call their customer service department.


Keep scrolling to see some adorable pups with their Figo Pet Bowls at BlogPaws 2016!

Why do I love Figo Pet Insurance? Let me count the ways...
Atka of It’s Dog or Nothing and his Figo Pet Bowl
Spencer of Spencer The Goldendoodle taking a break with his Figo Pet Bowl
Why do I love Figo Pet Insurance? Let me count the ways...
Tux of Walks ‘N’ Wags Pet First Aid and his Figo Pet Bowl
Why do I love Figo Pet Insurance? Let me count the ways...
Matilda of Little Dog Tips enjoying “Happy Meower” with her Figo Pet Bowl
Why do I love Figo Pet Insurance? Let me count the ways...
Annabella Pomeranian and her Figo Pet Bowl

Questions? Leave a comment below and I’ll get right back to you!

Why do I love Figo Pet Insurance? Let me count the ways... Here are 9 reasons why I think Figo is the best pet insurance for today's pet owners!


Rochelle BaRoss is an accessory designer by day and a blogger, entrepreneur, and dog mom by night. She moved to Brooklyn in 2012 without a paying job, signed a lease on a two-bedroom apartment with five other people, and worked hard and saved for years until she could move into her own studio apartment and adopt Henry, her terrier mix.


  1. Those are some great pics! And we loved the little collapsible Figo travel bowls. I’ve been thinking about getting pet insurance for my pups. I’ll check out the Figo website. It was great meeting you and flat Henry at BlogPaws!

    • TheBrokeDog Reply

      Thanks! Great meeting you and Stetson too! I love having pet insurance – having the extra peace of mind is priceless to me. It helps that Henry’s premium is pretty low, too! Thanks for stopping by!

  2. I love this! We’ve been seriously thinking about pet insurance for Zoe and have been having trouble deciding on a company. This made all of that way easier. We very well may end up signing up with them!

    Dannie & Zoe

    • TheBrokeDog Reply

      Great! I really do recommend them – I mean every word in this post! I left my last pet insurance company to sign up with them. Let me know if you have any addition questions and be sure to use my link to get the discount xoxo

  3. Pingback: Figo Pet Insurance: Announcing Our Partnership! - The Broke Dog

  4. Great read! I wish I would have known about other pet insurance companies before I signed with Nationwide. They are the absolute WORST and I would advise that pet parents STAY AWAY!

    Glad Henry’s got great coverage! 🙂

    • TheBrokeDog Reply

      I didn’t know that Nationwide even had pet insurance!

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